Best Crypto to Buy the Dip: ETH Down 10% While Digitap ($TAP) Crypto Presale Still Climbing

Ethereum opened with an ugly candle on December 1st. After dominating much of the cycle, driven by Tom Lee and other DATs, ETH is finally showing serious weakness, trading at the historic $2,700 range, looking like it wants to visit the 200-week moving average. The line in the sand between a bullish trend and a long bear market.

A clean break below that level would be a clear signal to abandon ship, especially with equities rolling over. Yet amid this market meltdown, the Digitap ($TAP) crypto presale has climbed by more than 160% and raised over $2.2 million.

Capital is rotating. Layer ones are out, and banking and payment tokens are in. This group accounts for almost all the leading altcoins to buy, given the tailwind of stablecoin adoption. Likely to be the best cryptos to buy now for 2026—investors need to start adapting. ETH or $TAP? Which is the best crypto to buy the dip? One looks like it wants to go down, and the other is only just beginning its climb. Here’s what investors should know.

Ethereum’s 200-Week Test and What It Really Signals

The 200-week moving average is arguably the most important. It is the line that decides between bear and bull markets. Ethereum has only lost this level twice in recent memory—during the October 2023 washout and again in March 2025. Both times during intense macro stress, forced liquidations, and a painful reset of leverage.

ETH drifting back towards this level is a market vote on whether the asset is worth owning heading into 2026. Ethereum still anchors the majority of DeFi and is home to the majority of stablecoins. On paper, ETH will always be one of the best cryptos to buy now for crypto bulls. The big problem is positioning and valuation.

ETH now trades more like a slow-growth stock. That makes the 10% downturn even more alarming: who is the marginal buyer at these levels? If the 200-week moving average holds, bulls will say it was just a shakeout.

But if it breaks, ETH holders need to buckle up because it won’t be a pretty ride. It is unsurprising that investors are looking for other opportunities, and the altcoins to buy now look more like fintechs than protocols.

Inside Digitap’s Global Money App

Digitap is putting all forms of money into one account and making them behave properly in a digital-first world. The app, live today on iOS and Android, allows users to hold more than 20 fiat currencies and over 100 crypto assets across multiple chains, all visible through a clean, neobank-style interface. There is no need to bounce between exchanges, on-chain wallets, and legacy bank apps—Digitap brings everything together for the first time.

It taps into public blockchains for speed and established rails such as SWIFT, SEPA, ACH, and Faster Payments when needed, thanks to its multi-rail design. The Visa card already has thousands of users spending crypto in the real economy, and the non-KYC option was a game-changer.

This is the kind of product that appeals to crypto natives and non-crypto natives. It speaks directly to freelancers, remote workers, and the underbanked. Users can invoice in stablecoins, hold part of their wealth in BTC or ETH, and convert the rest to local currency.

And the genius move was that Digitap does not ask users to learn anything new. It simply delivers a better version of the financial behaviours they already have. That’s what makes this crypto presale one of the leading altcoins to buy in the PayFi sector.

The result is a banking experience that feels radically different. Cross-border transactions that used to take days and carry a 6.4% fee (on average) now settle in minutes for under 1%. Domestic transfers are instant, and conversions between crypto and fiat happen in real time. Digitap is turning all forms of value into money, blurring the lines between fiat, stablecoins, and crypto.

$TAP Tokenomics: Fintech-Style Value Capture Hidden in a Crypto Presale

What makes Digitap particularly interesting to smart investors is how value flows back to the token. Digitap has committed to using 50% of platform profits to buy $TAP on the open market. 50% will be burned forever, and the other half will be given to stakers.

This structure looks far more like a fintech revenue-share model than a protocol governance token. As the omni-bank grows, processes more volume, and profits expand, it will mean more buybacks.

Early-stage participants are up about 160% on paper, and in three days, the current price, $0.0334, will jump to $0.0361. With a confirmed listing price of $0.14, there is still plenty of upside left for buyers who act quickly in this crypto presale.

ETH (Layer 1) vs. Digitap (Banking): Which is the Crypto to Buy Now?

Ethereum’s 10% drop to the $2,700 range and the slow drift toward the 200-week moving average are a clear reminder that crypto is entering a bear market. And in a bear market, the best cryptos to buy are always fundamentals plays and payment tokens because they are market agnostic. Whatever price BTC trades at, money still has to move around the globe.

Digitap’s omni-bank continues to add users, deepen card usage, and build momentum in its raise. The tokenomics tie platform profits directly to buybacks, burns, and staking rewards, and token holders have a real stake in a product that is already live and solving real problems.

In a market rewarding assets with cash flow, it is no surprise that many call Digitap one of the best cryptos to buy now heading into 2026. This crypto presale has already delivered a functioning global money app designed for the digital-first world.

And in many ways, $TAP represents the same kind of growth opportunity that ETH itself once represented earlier in its ICO phase. Only this time, the growth story is banking for the digital-first world.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway