Despite Ripple’s Entry into the $120T Treasury Payments Market, Investors Double Down on Digitap – A Better Bet Than XLM? 

Following Ripple’s $1 billion acquisition of GTreasury, it broke into the $120 trillion corporate treasury market. Despite this key announcement, the XRP price is in a downtrend. While Digitap ($TAP), an alternative, is charting an upward course.

Digitap, a novel player at the intersection of decentralized finance and traditional banking, has been hailed by experts as the best new crypto to buy today. Defying broader bearish trends, it surged from $0.0125 to $0.0194. Tipped to outperform XLM Stellar, another payment-based altcoin, it might be this year’s best crypto investment.

XRP Price Trades Downward Despite Key Announcement

The XRP price revisited $2.3 following a 16% downturn on its weekly chart. After recording a monthly high of $3.1, the payment-based altcoin is spiraling downward—like the overall crypto market.

The fear of an all-out trade war between the United States and China is also contributing to the underwhelming price action—no trader wishes to be caught in the middle of this uncertainty. Bulls failing to hold the $2.0 support could push the XRP price to $1.5.

However, Ripple’s entry into the $120 trillion corporate treasury market is expected to play a key role in a rebound. While this development has yet to have an impact on the XRP price, experts believe it could in the long term.

XLM Stellar Trades Downward – A Good Crypto to Buy or Not?

Like most top altcoins, XLM Stellar is in a downtrend. The Stellar network, a decentralized, fast, and scalable blockchain for financial products and services, is an industry leader in DeFi.

However, a 17% decline on its weekly chart pushed XLM to $0.3. Furthermore, according to CoinMarketCap, XLM Stellar is down 30% on its 90-day chart, signifying declining investor interest and confidence.

AlienOvichO, a crypto analyst, believes further downtrends are on the table after predicting a potential retest of the multi-year trendline $0.10 support. However, an overall market rally could push the XLM Stellar price to reclaim lost levels.

📉 #Stellar – Downside Path in Play$XLM relief rally has failed as expected, and price action now points toward a resumption of the decline.

The next key level to watch is the multi-year trendline support near $0.10, which could act as a magnet if bearish momentum persists.… https://t.co/g4bckZnNIb pic.twitter.com/jyn3w3r3pg

— AlienOvichO (@AlienOvichO) October 15, 2025

Digitap: A Better Alternative Than XRP and XLM? 2025’s Best Crypto Investment

Digitap, emerging as a new competition to XRP and XLM, is a novel player in the cross-border payments market. It blurs the line between cash and crypto—a single and secure platform that unites the flexibility of cryptocurrency with the reliability of traditional banking.

Its recently launched global financial app, which offers the freedom to move and manage money across currencies, blockchains, and countries, has been called a game-changer. As the world’s first omni-bank, users can hold multiple assets and spend from one unified balance, putting it at the forefront of the PayFi revolution.

With the flexibility to move digital assets and fiat back and forth between cards, bank accounts, and wallets, Digitap is poised for mainstream adoption. Hence, experts consider it the best new crypto to invest in 2025. At $0.0194 and a projected 50x rally after its market debut, it might be this year’s biggest gainer, driving massive interest and demand.

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$TAP: A High-Potential Alternative to XRP and XLM

Significantly undervalued at $0.0194 in the second presale round, Digitap has plenty of room to run. The price is expected to increase by 38% to $0.0268 in the next ICO stage, driving interest and quickly pushing early funding past $770,000. While the XLM Stellar and XRP prices are in downtrends, $TAP is projected to surge by 50x after its market debut.

Digitap is Live NOW. Learn more about their project here:

Presale: https://presale.Digitap.app   

Website: https://digitap.app/ 

Social: https://linktr.ee/Digitap.app