Ethereum falling below $3,000 has changed the market mood. Many holders now question whether large assets can deliver strong returns, especially during times of extreme economic volatility.
This has pushed attention toward altcoins to buy in early growth stages, which are better designed to match current market conditions. Digitap ($TAP) is a clear example, with analysts citing it as one of the best cryptos to buy in 2026.
With tiered price increases, an omni-bank focus, global accessibility, 124% APY, and a delivered product on iOS and Android, the Digitap crypto presale stands as a viable alternative to a mature ETH ecosystem.
Ethereum powers most DeFi and NFT activity, and remains a blue-chip cryptocurrency for the foreseeable future. But from an investment perspective, it is unlikely to yield much upside. As per coinmarketcap, ETH has seen a massive 100,000% increase since launch – returns that will prove practically impossible to replicate. Moreover, it’s down 11% weekly, dropping to $2,915.

This reflects weaker buying pressure and cautious sentiment. And it might not just be a short-term drop, given how ETH is also down on a yearly basis. Major cryptocurrencies are all largely struggling to maintain price momentum amidst broader macroeconomic circumstances, and it shows.
Before investors start allocating capital to Ethereum, there will have to be catalysts or other positive indicators. Network upgrades can improve efficiency, but they rarely translate into fast price growth at this stage of maturity. For instance, after Ethereum’s most successful upgrade (‘The Merge’) in 2022, its price barely moved over the short term.
Large caps no longer provide upside momentum or even the safety that they once offered, prompting many investors to turn to emerging altcoins to buy.
As a live omni-bank, Digitap focused on real-world financial activity as opposed to niche use cases. The product can be downloaded and used today for services including deposits, withdrawals, payments, swaps, and transfers. Crypto and fiat are combined in a single account with full user ownership.

Unlike many early-stage projects, Digitap’s product is already operational. This reduces delivery risk and allows adoption to start before it lists on exchanges. For investors evaluating the best crypto to buy, this practical approach stands out. Flexible onboarding allows users to select their compliance level.
This means that business owners can select a higher tier for functions including offshore banking, custom plans, invoicing, and payroll. Retail users, meanwhile, can download the app in minutes with swift access to a full range of typical banking services. Visa-compatibility provides out-of-the-box usability, with payments accepted at terminals across the globe.
Entry barriers have been lowered as much as possible, with global accessibility and account setup in minutes. This means that the total addressable market is extremely large, with no real ceiling and zero geo-restrictions.
Digitap also benefits from being at an early stage of its growth cycle. While Ethereum requires massive investment to move significantly, Digitap can scale from a smaller base as user numbers increase. This creates a different risk and reward profile. The $TAP price in round three is currently $0.0439, discounted 68% from its eventual listing price of $0.14.

And in each subsequent crypto presale round, the price will rise incrementally. This creates psychological reassurance for investors with predictable increases, offering a means of diversification against wider market downturns. This mechanism sets crypto presales like Digitap apart from mature assets.
50% of platform profits are redistributed to token holders either through staking APY, rewards, or token burns. Token burns remove coins from circulation, helping to increase the price over the long term. Aside from 124% APY, $TAP can be used within the native application for a range of purposes.

For analysts comparing altcoins to buy for 2026, this combination of early positioning and utility is important. $TAP has large upside potential in the early stages of growth. Token holders can benefit from APY, structured price improvements, and the possibility of explosive growth via worldwide use and adoption.
Ethereum remains a core asset, but its size and development limit its upside. Meanwhile, the Digitap crypto presale offers early exposure to a working banking product with a clear growth path.
Ethereum is better regarded as a portfolio anchor rather than an upcoming growth coin for explosive returns of 100x or more. For investors filtering altcoins to buy, this contrast is key. Digitap’s discounted price, global access, 124% APY, and universal appeal as the world’s first omni-bank make it the best crypto to buy heading into 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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