Google Builds Payment Standard for AI Agents with Stablecoin

American multinational corporation Google has recently introduced an open-source payments standard that allows Artificial intelligence (AI) agents to handle stablecoin transactions. With this new framework, AI agents can now send and receive digital currencies directly, including stablecoins that are pegged to the U.S. dollar.  

Google’s New Stablecoin Payment Standard

For AI agents to act as shoppers, brokers, or business assistants, they need more than communication skills. 

They must also be able to handle value, and Google’s new framework gives them this ability. The standard ensures that every payment comes with user consent, guardrails for safety, and compatibility with both card networks and blockchain systems.

Stablecoin support plays an important role. It adds reliability and transparency, making transactions between software agents verifiable and auditable. 

This also focuses on whether they occur inside a corporate system or across different platforms. This new initiative is set to move AI from just answering questions or automating tasks to becoming an active economic participant.

Google and Coinbase Unveil AI Payments Standard

This project is not Google’s effort alone. The payments standard was developed in partnership with Coinbase, the crypto exchange that recently pushed back against claims that stablecoins threaten banks. 

The project was also successful due to input from more than 60 organizations, including Salesforce, American Express, and Etsy. By involving firms across different sectors like finance, technology, and commerce, Google has ensured that the protocol meets both enterprise needs and industry standards.

This new payment standard is Google’s earlier framework for AI agent interoperability in the world of payments. Earlier this year, the company launched the Agent-to-Agent (A2A) specification to make sure AI systems could “talk” to each other in a consistent way. By linking interoperability with payments, Google is laying the foundation for a world where digital agents do not just exchange information, they exchange value. 

One of the most notable features of the framework is its dual support. It works with legacy card systems while also integrating blockchain-based settlement through stablecoins. 

AI and Crypto Converge with Google Pivot

This two-way approach is part of a bigger plan. Google has also been testing powerful blockchain tools for finance, like the Universal Ledger project, which looked at programmable payments for large institutions.

The move also fits into a wider trend in the tech and crypto worlds. Shortly after Google’s announcement, the Ethereum Foundation formed a new decentralized AI (dAI) team. This comes soon after its rollout of tokenized burned ETH in August.  

The foundation stated that the goal of this new team is to make the Ethereum blockchain a base layer for the AI economy. Together, these developments show how fast AI and crypto are coming together, fostering innovative ideas.